Who can apply?
You. Probably. If you're over 18, a UK resident, haven't been declared bankrupt or registered for an Individual Voluntary Agreement in the last six years (or be in the process of doing so), and have a phone number and email address we can contact you with, we'd love to welcome you.
And, you can even pay in a cheque in our App (value limits apply) or pay in and withdraw cash at a HSBC branch or the Post Office®. Our App sits on your smartphone or tablet and lets you manage your money anywhere you have Wi-Fi or mobile internet reception - the ultimate in portable control. First direct is a division of. The quickest and easiest way to pay in a cheque is by using our mobile app. To find out how to do this in the App and for more information see our FAQs. Alternatively you can post them into us or pop into any HSBC branch or Post Office®. You can also pay in cash at either of these locations. Find out more about how to pay in a cheque or pay in.
Sweep your change into your savings
A 1st Account also gives you the option to set up a 'sweep', which automatically moves any spare money from your 1st Account to a first directSavings Account on any date you choose.
Regular Saver Account
First Direct Pay In Cheque By Post
Get into a good savings habit and the future you will say thanks. Put away between £25 to £300 each month, for a fixed 12 month term, and we'll give you a fixed rate of 1.00% AER/gross p.a. Find out more about our Regular Saver Account.
First Direct Pay In Cheque Address
Interest example: if you save £300 every month for 12 months and qualify for the 1.00% AER/gross p.a. interest rate, you'll earn approximately £19.50 interest (gross).
AER stands for Annual Equivalent Rate. This shows you what the rate would be if interest were paid and compounded each year. Gross is the rate of interest if interest were paid and not compounded each year. No partial withdrawals allowed.