Learn about the benefits of a Chase savings account online. Compare Chase savings accounts and select the one that best suits your needs. Monthly fee: $12, avoided by having monthly direct deposits of $500 or more, a minimum daily balance of $1,500, or keeping a daily average balance of $5,000 in your Chase Total Checking®. Get cash back with a statement credit or direct deposit into most U.S. Checking and savings accounts. Link your Chase Freedom card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping. Chase will deposit the funds within 30 days after the qualifying 90-day period is over. How To Avoid Chase Monthly Fees Although both accounts come with fees that add up to $17 per month, you can avoid the Chase monthly maintenance fees by meeting at least one condition per type of account. Direct deposit requirements are one of the biggest obstacles when signing up for bank bonus. For checking accounts, you might even need a certain minimum balance or direct deposit to waive the monthly fee. And now, a few banks and credit unions are offering generous promotions with no direct deposit required.
return to footnote reference1Savings-account interest is compounded and credited monthly, based on the daily collected balance. Interest rates are variable and determined daily at Chase's discretion and are subject to change without notice. Balance tiers are applicable as of the effective date of these rates and may change at Chase's discretion. Account fees could reduce earnings. CD interest is fixed for the duration of the term and is compounded daily.
return to footnote reference2For Chase Premier SavingsSM: Earn Premier relationship rates when you link the account to a Chase Premier Plus CheckingSM or Chase SapphireSM Checking account, and make at least five customer-initiated transactions in a monthly statement period using your linked checking account. See interest rates.
Savings Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 33172 to no longer receive Chase Savings text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
IMPORTANT INFORMATION
The content of this page is informational only. Accounts are subject to approval. The terms of the accounts, including any fees or features, may change. See the Deposit Account Agreement and Additional Banking Services and Fees for the terms and conditions associated with these products.
Cash Back on every purchase
- Earn 5% cash back on up to $1,500 spent on combined purchases in bonus categories each quarter that you activate.1
- Earn 1% cash back on all other purchases2 - it's automatic.
- Get the bonus cash back on category purchases for the entire quarter whether you activate the first or last day of the activation period.
- Activate each quarter at chase.com/freedom.
Learn MoreRedeem Your Cash Back Rewards
- Get cash back with a statement credit or direct deposit into most U.S. checking and savings accounts.
- Link your Chase Freedom card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.
- Redeem for a wide selection of gift cards you want most.
- Use your points, your Chase card, or both to book travel.
Rewards Don't Expire
Shop Through Chase®
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1For more information, please see Chase Freedom Frequently Asked Questions.
2See your Rewards Program Agreement for more details.
Chase Checking Direct Deposit Bonus
3Your points don’t expire as long as your account is open, however, you’ll immediately lose all your points if your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.
Chase Direct Deposit Bonus Offer
4 To use Shop through Chase®, visit www.chase.com/ultimaterewards or the Chase Mobile app and log in using your chase.com user name and password. Participating merchants and offers are subject to change without notice. For complete details, see the Shop through Chase® Supplement to your Ultimate Rewards Program Agreement, which can be found by logging on to chase.com/ultimaterewards.
Chase Checking Offer 300
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